Most major insurers cover TMS for FDA-cleared indications including treatment-resistant major depressive disorder, OCD, and smoking cessation.
Medicare covers TMS for patients with major depressive disorder who have failed at least four antidepressant medications. Most Blue Cross Blue Shield, Aetna, Cigna, and United Healthcare plans also provide coverage for FDA-cleared TMS indications.
Insurance typically requires prior authorization, which your TMS provider will handle. Requirements usually include documentation of failed medication trials and a psychiatric evaluation confirming the diagnosis. Deductibles and copays vary by plan.
Insurance & Payment Guide
Learn more about insurance coverage, Medicare, and payment options for TMS therapy.
View Insurance Guide