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Insurance & Cost

Navigate coverage, billing, and financial options

4 posts

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Pinned13d ago
Medicare open enrollment runs Oct 15 – Dec 7: what to check if you might need TMS in 2027

Medicare's annual open enrollment runs from October 15 to December 7, and any plan change takes effect on January 1. If TMS might be part of next year, a few things are worth checking before you pick ...

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1mo ago
What does TMS actually cost in 2026, with or without insurance?

Coverage for TMS varies by insurer and plan, but most commercial insurers and Medicare cover it under specific conditions: a documented diagnosis of major depressive disorder (often a PHQ-9 score of 1...

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1mo ago
Insurance denied your TMS coverage. What's the actual appeal path?

Insurance denials for TMS are common — some insurers deny 30-50% of prior authorization requests — but a real share of those denials get overturned on appeal. Knowing why you were denied is the first ...

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13d ago
Already met your 2026 deductible? Timing a TMS course before December 31

A standard TMS course is a session a day, five days a week, for about six weeks. If you have already met your deductible or out-of-pocket maximum this year, sessions delivered before December 31 can c...